General Liability – Horse Insurance Whatcom County, Washington

Package

These equine coverages from our carriers is very important to you if you perform any commercial equestrian activities such as boarding, instruction, training, breeding, etc. Coverage may be provided if you are sued by a third party who is injured or whose property is damaged. The equine insurance policy issued by our companies can cover defense costs and pays claims for which you are legally liable up to the policy limits.

Equine Personal Liability

In the event your horse injures a third party or damages their property, this Policy can provide coverage for defense fees as well as pays claims for which you are legally liable during the policy period.

Equine Professional Liability Coverage

Our companies can provide Equine insurance coverage for claims and defense fees resulting from negligent acts, errors or omissions by the Insured’s professional equestrian activities.

You must complete a general liability application in order to obtain a quote, this coverage cannot be quoted over the phone.

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Individual Horse Owners – Horse Insurance Whatcom County, Washington

Package

Horse Owners are faced with unique liability exposures that may not be adequately covered under normal personal liability policies such as a homeowner policy. Our companies have specifically designed an insurance policy to cover the horse owner’s legal liability for both bodily injury and property damage to others resulting from horse ownership. Individual owners of personal or show horses who do not derive income nor are involved commercially are eligible.

Liability coverage, including defense costs, is available with limits up to $1,000,000. Prices are very competitive, beginning at only $40 per horse, subject to minimum premiums.

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Riding Clubs Liability – Horse Insurance Whatcom County, Washington

Package

Riding clubs and their varied functions pose unique liability exposures, which need specially designed coverage tailored to these needs. Our Riding Club Liability programs have the flexibility to be custom tailored to cover such exposures as premises liability for meetings and fund-raisers, trail rides, boarding, clinics and public events (i.e. shows and parades). The policy can be written on a short-term basis for one-time events or annually.

Coverage is designed to insure the club and its members for sums legally obligated to pay for bodily injury and property damage resulting from club activities. Liability limits are available up to $1 million.

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Catastrophic Umbrella – Horse Insurance Whatcom County, Washington

Package

Our companies provide broad catastrophic umbrella protection over and above Farm, Auto and Watercraft primary liability coverage. In today’s environment characterized by rising values and an increasingly litigious society, often times primary liability limits of $500,000 to $1,000,000 prove disastrously inadequate to protect your assets.

The umbrella coverage includes defense coverage plus some additional coverages not included on primary liability policies. Available limits range from $1 million to $25 million with very competitive pricing and a self-retained limit of only $1,000.

Certain exclusions and conditions apply.

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