Horse Insurance | Equine Insurance Center
Providing Clients throughout Anne Arundel County, Maryland, Horse Insurance; Equine Mortality, General Liability for Farm & Ranch, Individual Horse Owners, Riding Clubs, Race Horse Owners Liability and Catastrophic Umbrella Coverage.
Over 35 years experience insuring horses and horse-related businesses, we understand the risks and liabilities you’re exposed to. We believe in offering insurance choices and are committed to providing superior customer service. Our goal is to provide you with insurance to protect all of your equestrian investments… your horse, equestrian business, or horse farm. We work with many of the top horse insurance companies across Anne Arundel County, Maryland, all “A” rated or higher, which allows us to find comprehensive and affordable solutions for your equine insurance needs.
We welcome any and all questions related to insuring your horse or your farm/ranch property in Anne Arundel County, Maryland! Please explore the website, and if you need any further information please feel to call us: (888) 335-3338. We’re Horse People, Too!
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Mortality Policies: Full Equine Mortality Insurance is available with optional coverages, such as medical & surgical, loss of use or air transport/overseas territory extension.
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Private Horse Owner Liability: Insurance for you as a private horse owner, should your horse injure someone or damage property, both on and off your premises.
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Commercial Equine Operations: Insurance protection designed for almost any type of horse-related business, both on your own premises or rental/leased property.
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Riding Instructor and Horse Trainer: Insurance protection for an individual or businesses providing horse training, riding lessons, and more.
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General Liability – Horse Insurance Anne Arundel County, Maryland
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These equine coverages from our carriers is very important to you if you perform any commercial equestrian activities such as boarding, instruction, training, breeding, etc. Coverage may be provided if you are sued by a third party who is injured or whose property is damaged. The equine insurance policy issued by our companies can cover defense costs and pays claims for which you are legally liable up to the policy limits.
Equine Personal Liability
In the event your horse injures a third party or damages their property, this Policy can provide coverage for defense fees as well as pays claims for which you are legally liable during the policy period.
Equine Professional Liability Coverage
Our companies can provide Equine insurance coverage for claims and defense fees resulting from negligent acts, errors or omissions by the Insured’s professional equestrian activities.
You must complete a general liability application in order to obtain a quote, this coverage cannot be quoted over the phone.
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Individual Horse Owners – Horse Insurance Anne Arundel County, Maryland
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Horse Owners are faced with unique liability exposures that may not be adequately covered under normal personal liability policies such as a homeowner policy. Our companies have specifically designed an insurance policy to cover the horse owner’s legal liability for both bodily injury and property damage to others resulting from horse ownership. Individual owners of personal or show horses who do not derive income nor are involved commercially are eligible.
Liability coverage, including defense costs, is available with limits up to $1,000,000. Prices are very competitive, beginning at only $40 per horse, subject to minimum premiums.
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Care, Custody & Control – Horse Insurance Anne Arundel County, Maryland
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Equine Care, Custody or Control insurance is an essential coverage for all horse operations which involve non-owned horses, including boarding, breeding and training. Standard General Liability Insurance excludes coverage for personal property (horses are an example) in your Care, Custody or Control Care. This coverage fills this void by promising to pay all sums you are legally obligated to pay for damage to non-owned horses in your Care, Custody or Control. This coverage does not apply to horses that you own or lease. Mortality Insurance is designed for these needs.
Your policy will cover up to the chosen policy limits for the injury, theft or death of the horses in your Care, Custody or Control. Policy limits are available up to $2,500,000 per horse and $5,000,000 maximum loss per policy year.
Defense costs for lawsuits are also included in this coverage including the cost of bail bonds, interest on judgments against you and expenses you incur at our request to assist in the defense, including loss of earnings, up to $100 per day.
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Riding Clubs Liability – Horse Insurance Anne Arundel County, Maryland
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Riding clubs and their varied functions pose unique liability exposures, which need specially designed coverage tailored to these needs. Our Riding Club Liability programs have the flexibility to be custom tailored to cover such exposures as premises liability for meetings and fund-raisers, trail rides, boarding, clinics and public events (i.e. shows and parades). The policy can be written on a short-term basis for one-time events or annually.
Coverage is designed to insure the club and its members for sums legally obligated to pay for bodily injury and property damage resulting from club activities. Liability limits are available up to $1 million.
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Race Horse Owners Liability – Horse Insurance Anne Arundel County, Maryland
Package
Many people own race horses as an investment or simply as an enjoyable hobby. The forms of ownership are many — including but not limited to individuals, partnerships, corporations, etc. These owners face unique liability exposures for injury or damage resulting from the ownership of these horses. As a business exposure, this liability is normally excluded under any personal homeowner insurance the owner may have.
Our insurance companies that deal with race horses have recognized this need and in response to that need our insurance companies provide a Race Horse Owners Insurance Policy (RHO) for racing stock owners that are not directly involved in breeding, training or racing, but contract with independent contractors. Certificates of Insurance should always be obtained from these independent contractors.
Should a person be injured or property damaged as a result of your horse racing activities, our insurance companies will, subject to policy exclusions, defend you in court and pay claims for which you are legally liable. Policy limits are available up to $1,000,000.
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- Severn Mobile Home Park, MD
- Severn Ridge, MD
- Severn Village, MD
- Severn Woods, MD
- Severna Forest, MD
- Severna Gardens, MD
- Severna Park, MD
- Severndale, MD
- Severnside, MD
- Severnsides, MD
- Severnview, MD
- Shady Oaks, MD
- Shady Side, MD
- Shannon Forest, MD
- Shannon Square, MD
- Sharonville, MD
- Shawnee Estates, MD
- Sherwood Forest, MD
- Shetland Square, MD
- Shipley, MD
- Shipley Corner, MD
- Shipley Heights, MD
- Shipleys Choice, MD
- Shirley Estates, MD
- Shirley Heights, MD
- Shirleyville, MD
- Shore Acres, MD
- Shoreham Beach, MD
- Shoreland, MD
- Sillery Bay, MD
- Sillery Bay Forest, MD
- Sillman Estates, MD
- Silva De Amor, MD
- Silver Sands, MD
- Skidmore, MD
- Smugglers Cove, MD
- Snug Harbor, MD
- Solley, MD
- Solley Heights, MD
- Solley Park, MD
- Somerset, MD
- South Creek View, MD
- South Down Shores, MD
- South Gate, MD
- South Haven, MD
- South River, MD
- South River Estates, MD
- South River Heights, MD
- South River Manor, MD
- South River Spring Lakes, MD
- South River Towers, MD
- Southdown Estates, MD
- Southgate, MD
- Spaulding Knolls, MD
- Spencer Gardens, MD
- Spring Fields, MD
- Spring Meadows, MD
- Springdale, MD
- Springwood, MD
- Spruce Hill Estates, MD
- Spyglass, MD
- Steuart Corner, MD
- Steuart Level, MD
- Stevenson Park, MD
- Stewart Corner, MD
- Stewarts Landing, MD
- Stewarts Purchase, MD
- Stillmeadow, MD
- Stonegate Village, MD
- Stonehaven, MD
- Stoney Hill, MD
- Stoney View, MD
- Stoneybrook Village, MD
- Stonington, MD
- Stony Beach, MD
- Stony Run, MD
- Strawberry Hills, MD
- Sturbridge, MD
- Suburbia, MD
- Sudley, MD
- Sudleys Choice, MD
- Summer Hill Trailer Park, MD
- Summerfield, MD
- Summerhill Park, MD
- Sun Set Knoll, MD
- Sun Valley, MD
- Sunnyfield Estates, MD
- Sunnyview Acres, MD
- Sunrise Beach, MD
- Sunset Beach, MD
- Surfside, MD
- Swan Point Estates, MD
- Swans, MD
- Sweetser Heights, MD
- Sylmac, MD
- Sylvan Shores, MD
- Sylvan View, MD
- Tabernacle, MD
- Tall Oaks, MD
- Tall Pines Trailer Park, MD
- Tall Timbers, MD
- Tameron Hall, MD
- Tanager Forest, MD
- Tanglewood, MD
- Tara, MD
- Tarzan Forest, MD
- Tebbston, MD
- Terrace Gardens, MD
- Terrace View Estates, MD
- Terrace View Mobile Estates, MD
- The Courts at Piney Orchard, MD
- The Courts of Four Seasons, MD
- The Courtyards, MD
- The Dales, MD
- The Downs, MD
- The Greens of Crofton, MD
- The Highlands, MD
- The Hills, MD
- The Meadows, MD
- The Peach Orchard, MD
- The Provinces, MD
- The Ridges, MD
- The Ridings, MD
- The Sands, MD
- The Timbers, MD
- The Village, MD
- The Woods, MD
- Threemile Oak Corner, MD
- Tiffany Woods, MD
- Timber Creek, MD
- Timber Glade, MD
- Timber Ridge, MD
- Timberline, MD
- Towering Oaks, MD
- Town and Country, MD
- Town Home Village, MD
- Traceys Meadows, MD
- Tracys Landing, MD
- Trails End Trailer Park, MD
- Tranquility, MD
- Tree Tops, MD
- Trevor Woods, MD
- Trinity Farms, MD
- Truxton Heights, MD
- Turf Valley, MD
- Turkey Point, MD
- Turnbull Estates, MD
- Twin Cove, MD
- Twin Harbors, MD
- Twin Hills, MD
- Twin Oaks, MD
- Twin Ridge, MD
- Tydings, MD
- Tydings on the Bay, MD
- Tyler Heights, MD
- Ulmstead Acres, MD
- Ulmstead Cove, MD
- Ulmstead Estates, MD
- Ulmstead Gardens, MD
- Ulmstead Point, MD
- Valentine Creek, MD
- Velmeade, MD
- Venice Beach, MD
- Venice on the Bay, MD
- Ventnor, MD
- Ventnor Forest, MD
- Victor Haven, MD
- View Point, MD
- Villa Bella, MD
- Villa Tuscana, MD
- Villa Verdi, MD
- Village Square, MD
- Walden, MD
- Walnut Lake, MD
- Walnut Ridge, MD
- Wardour, MD
- Wardour Bluffs, MD
- Warfield, MD
- Warthen Knolls, MD
- Washington Crest Heights, MD
- Water Oak Cove, MD
- Water Oak Forest, MD
- Water Oak Point, MD
- Waterbury, MD
- Waterbury Heights, MD
- Watergate, MD
- Watergate Village, MD
- Watson Place, MD
- Waysons Corner, MD
- Waysons Mobile Court, MD
- Weatherly, MD
- Webbs Corner, MD
- Wedgewood Forest, MD
- Weems Creek, MD
- Wellham Crossroads Historical, MD
- Wellington, MD
- Welshs Mobile Home Park, MD
- West Annapolis, MD
- West Dale Park, MD
- West Magothy Manor, MD
- West River, MD
- West River Plantation, MD
- West Severna Park, MD
- West Shadyside, MD
- West Shoreham, MD
- West Woods, MD
- Westelee, MD
- Westwinds, MD
- Wetheridge Estates, MD
- Wethersfield, MD
- Wexford, MD
- Whippoorwill Estates, MD
- Whiskey Bottom, MD
- Whispering Woods, MD
- Whitehall Beach, MD
- Whitehall Estates, MD
- Whitehall Manor, MD
- Whitehurst, MD
- Whitneys Landing, MD
- Wicklow Woods, MD
- Wilelinor Estates, MD
- Willow, MD
- Willowbrook, MD
- Willowdale, MD
- Wilshire, MD
- Winchester, MD
- Winchester on the Severn, MD
- Windermere Estates, MD
- Winding Brooke, MD
- Windrush Farm, MD
- Windswept Estates, MD
- Windy Knolls, MD
- Withernsea, MD
- Woodcrest, MD
- Woodcrest Gardens, MD
- Wooded Valley Estates, MD
- Woodholme, MD
- Woodland Beach, MD
- Woodlawn Heights, MD
- Woodlore, MD
- Woods Edge, MD
- Woods Landing, MD
- Woods of Shannon, MD
- Woodside Square, MD
- Woodside View, MD
- Woytych, MD
- Wuthering Heights, MD
- Yorktown, MD
- Zeman, MD
