Horse Insurance | Equine Insurance Center
Providing Clients throughout Douglas County, Georgia, Horse Insurance; Equine Mortality, General Liability for Farm & Ranch, Individual Horse Owners, Riding Clubs, Race Horse Owners Liability and Catastrophic Umbrella Coverage.
Over 35 years experience insuring horses and horse-related businesses, we understand the risks and liabilities you’re exposed to. We believe in offering insurance choices and are committed to providing superior customer service. Our goal is to provide you with insurance to protect all of your equestrian investments… your horse, equestrian business, or horse farm. We work with many of the top horse insurance companies across Douglas County, Georgia, all “A” rated or higher, which allows us to find comprehensive and affordable solutions for your equine insurance needs.
We welcome any and all questions related to insuring your horse or your farm/ranch property in Douglas County, Georgia! Please explore the website, and if you need any further information please feel to call us: (888) 335-3338. We’re Horse People, Too!
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Mortality Policies: Full Equine Mortality Insurance is available with optional coverages, such as medical & surgical, loss of use or air transport/overseas territory extension.
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Private Horse Owner Liability: Insurance for you as a private horse owner, should your horse injure someone or damage property, both on and off your premises.
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Commercial Equine Operations: Insurance protection designed for almost any type of horse-related business, both on your own premises or rental/leased property.
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Riding Instructor and Horse Trainer: Insurance protection for an individual or businesses providing horse training, riding lessons, and more.
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General Liability – Horse Insurance Douglas County, Georgia
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These equine coverages from our carriers is very important to you if you perform any commercial equestrian activities such as boarding, instruction, training, breeding, etc. Coverage may be provided if you are sued by a third party who is injured or whose property is damaged. The equine insurance policy issued by our companies can cover defense costs and pays claims for which you are legally liable up to the policy limits.
Equine Personal Liability
In the event your horse injures a third party or damages their property, this Policy can provide coverage for defense fees as well as pays claims for which you are legally liable during the policy period.
Equine Professional Liability Coverage
Our companies can provide Equine insurance coverage for claims and defense fees resulting from negligent acts, errors or omissions by the Insured’s professional equestrian activities.
You must complete a general liability application in order to obtain a quote, this coverage cannot be quoted over the phone.
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Individual Horse Owners – Horse Insurance Douglas County, Georgia
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Horse Owners are faced with unique liability exposures that may not be adequately covered under normal personal liability policies such as a homeowner policy. Our companies have specifically designed an insurance policy to cover the horse owner’s legal liability for both bodily injury and property damage to others resulting from horse ownership. Individual owners of personal or show horses who do not derive income nor are involved commercially are eligible.
Liability coverage, including defense costs, is available with limits up to $1,000,000. Prices are very competitive, beginning at only $40 per horse, subject to minimum premiums.
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Care, Custody & Control – Horse Insurance Douglas County, Georgia
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Equine Care, Custody or Control insurance is an essential coverage for all horse operations which involve non-owned horses, including boarding, breeding and training. Standard General Liability Insurance excludes coverage for personal property (horses are an example) in your Care, Custody or Control Care. This coverage fills this void by promising to pay all sums you are legally obligated to pay for damage to non-owned horses in your Care, Custody or Control. This coverage does not apply to horses that you own or lease. Mortality Insurance is designed for these needs.
Your policy will cover up to the chosen policy limits for the injury, theft or death of the horses in your Care, Custody or Control. Policy limits are available up to $2,500,000 per horse and $5,000,000 maximum loss per policy year.
Defense costs for lawsuits are also included in this coverage including the cost of bail bonds, interest on judgments against you and expenses you incur at our request to assist in the defense, including loss of earnings, up to $100 per day.
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Riding Clubs Liability – Horse Insurance Douglas County, Georgia
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Riding clubs and their varied functions pose unique liability exposures, which need specially designed coverage tailored to these needs. Our Riding Club Liability programs have the flexibility to be custom tailored to cover such exposures as premises liability for meetings and fund-raisers, trail rides, boarding, clinics and public events (i.e. shows and parades). The policy can be written on a short-term basis for one-time events or annually.
Coverage is designed to insure the club and its members for sums legally obligated to pay for bodily injury and property damage resulting from club activities. Liability limits are available up to $1 million.
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Race Horse Owners Liability – Horse Insurance Douglas County, Georgia
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Many people own race horses as an investment or simply as an enjoyable hobby. The forms of ownership are many — including but not limited to individuals, partnerships, corporations, etc. These owners face unique liability exposures for injury or damage resulting from the ownership of these horses. As a business exposure, this liability is normally excluded under any personal homeowner insurance the owner may have.
Our insurance companies that deal with race horses have recognized this need and in response to that need our insurance companies provide a Race Horse Owners Insurance Policy (RHO) for racing stock owners that are not directly involved in breeding, training or racing, but contract with independent contractors. Certificates of Insurance should always be obtained from these independent contractors.
Should a person be injured or property damaged as a result of your horse racing activities, our insurance companies will, subject to policy exclusions, defend you in court and pay claims for which you are legally liable. Policy limits are available up to $1,000,000.
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- Aline Estates, GA
- Alta Vista, GA
- Anna Bella Estates, GA
- Anneewakee, GA
- Anneewakee Estates, GA
- Anneewakee Heights, GA
- Ansley Park, GA
- Audubon Forest, GA
- Basket Creek, GA
- Bear Creek Estates, GA
- Beech Gum Mobile Home Park, GA
- Beechwood Hills, GA
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- Blain Woods, GA
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- Boulder Park Estates, GA
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- Brook Forest Mobile Home Park, GA
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- Brown Subdivision, GA
- Burnt Hickory Estates, GA
- Captains Quarters, GA
- Carmel Chase, GA
- Carmel Farms, GA
- Chapel Hill, GA
- Chestnut Log, GA
- Cheviot Hills, GA
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- Connally, GA
- Corn Crib Mobile Home Park, GA
- Coronado Forest, GA
- County Line Heights, GA
- County Line Place, GA
- Cowan Mill Estates, GA
- Creek Indian, GA
- Daniel Subdivision, GA
- Daniell Mill Estates, GA
- Deerfield, GA
- Del Ridge, GA
- Dogwood Acres, GA
- Dorris, GA
- Doublegate, GA
- Douglas Estates, GA
- Douglas Ridge, GA
- Douglasville, GA
- Durelle, GA
- Ellis, GA
- English Heights, GA
- Ephesus Heights, GA
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- Executive Heights, GA
- Fairfax, GA
- Fairplay, GA
- Five Notch Acres, GA
- Flagview Mobile Home Park, GA
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- Forest Acres, GA
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- Fouts Mill, GA
- Glen Ridge, GA
- Glen Villa, GA
- Goodwindy Estates, GA
- Gregory Heights, GA
- Hannah, GA
- Heritage Square, GA
- Heritage Valley, GA
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- High Point, GA
- Hilderbrand, GA
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- Hollis Heights, GA
- Hyde Park, GA
- Imperial Estates, GA
- Ivey Estates, GA
- Johnson Land, GA
- Kellogg, GA
- Killarney Hills, GA
- Kings Point, GA
- Kings West, GA
- Lake Estates, GA
- Lakeland Hills, GA
- Lakeside Mobile Home Park, GA
- Laurel Heights, GA
- Lawrence Estates, GA
- Leeward Park, GA
- Leisure Acres, GA
- Lincoln Heights, GA
- Links of Leith, GA
- Lithia Mobile Home Estates, GA
- Lithia Springs, GA
- Longview Estates, GA
- Malone Park, GA
- McKenny Acres, GA
- McKown, GA
- McWhorter, GA
- Meadowview, GA
- Merlin Meadows, GA
- Midway, GA
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- Mountainview Estates, GA
- North Kingsley Estates, GA
- Oak Hill, GA
- Oakdale Estates, GA
- Orchard Park, GA
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- Park Place, GA
- Parkway Estates, GA
- Pinebrook Mobile Home Park, GA
- Pineview, GA
- Plantation Estates Mobile Home Park, GA
- Rebel Trail, GA
- Reynolds Estates, GA
- River West, GA
- Rocky Hills, GA
- Rolling Hills, GA
- Saint Andrews Country Club Estates, GA
- Salem, GA
- Seminole Valley, GA
- Shallowford Heights, GA
- Shawnee Lake Estates, GA
- Shelby Forest, GA
- Sherrian Estates, GA
- Skyview, GA
- Skyview Heights, GA
- South Ridge, GA
- Southern Manor, GA
- Southern Pines Estates, GA
- Springhill Estates, GA
- Springtime Mobile Home Park, GA
- Springwood Village, GA
- Stewart Mill Acres, GA
- Stewart Woods, GA
- Stonewood, GA
- Stoneybrook, GA
- Sugar Creek, GA
- Sunset Hill, GA
- Sweetwater Bluff, GA
- Tammy Heights, GA
- Tara Woods, GA
- The Meadows North, GA
- The Noles Estates, GA
- The Oaks, GA
- The Willows, GA
- Timber Valley, GA
- Trail Creek, GA
- Twin Pine Estates, GA
- Tyree, GA
- Walker Place, GA
- Warren Heights, GA
- West Lake, GA
- Western Pines, GA
- Westwood Heights, GA
- Wexford Estates, GA
- Whispering Woods Estates, GA
- Whitaker Hills, GA
- White City, GA
- White Oak Estates, GA
- Windwood Village, GA
- Winston, GA
- Woods Valley, GA
- Worthington Estates, GA
- Young Park, GA