Horse Insurance | Equine Insurance Center
Providing Clients throughout Orange County, Florida, Horse Insurance; Equine Mortality, General Liability for Farm & Ranch, Individual Horse Owners, Riding Clubs, Race Horse Owners Liability and Catastrophic Umbrella Coverage.
Over 35 years experience insuring horses and horse-related businesses, we understand the risks and liabilities you’re exposed to. We believe in offering insurance choices and are committed to providing superior customer service. Our goal is to provide you with insurance to protect all of your equestrian investments… your horse, equestrian business, or horse farm. We work with many of the top horse insurance companies across Orange County, Florida, all “A” rated or higher, which allows us to find comprehensive and affordable solutions for your equine insurance needs.
We welcome any and all questions related to insuring your horse or your farm/ranch property in Orange County, Florida! Please explore the website, and if you need any further information please feel to call us: (888) 335-3338. We’re Horse People, Too!
-
Mortality Policies: Full Equine Mortality Insurance is available with optional coverages, such as medical & surgical, loss of use or air transport/overseas territory extension.
-
Private Horse Owner Liability: Insurance for you as a private horse owner, should your horse injure someone or damage property, both on and off your premises.
-
Commercial Equine Operations: Insurance protection designed for almost any type of horse-related business, both on your own premises or rental/leased property.
-
Riding Instructor and Horse Trainer: Insurance protection for an individual or businesses providing horse training, riding lessons, and more.
-
-
General Liability – Horse Insurance Orange County, Florida
Package
These equine coverages from our carriers is very important to you if you perform any commercial equestrian activities such as boarding, instruction, training, breeding, etc. Coverage may be provided if you are sued by a third party who is injured or whose property is damaged. The equine insurance policy issued by our companies can cover defense costs and pays claims for which you are legally liable up to the policy limits.
Equine Personal Liability
In the event your horse injures a third party or damages their property, this Policy can provide coverage for defense fees as well as pays claims for which you are legally liable during the policy period.
Equine Professional Liability Coverage
Our companies can provide Equine insurance coverage for claims and defense fees resulting from negligent acts, errors or omissions by the Insured’s professional equestrian activities.
You must complete a general liability application in order to obtain a quote, this coverage cannot be quoted over the phone.
-
-
Individual Horse Owners – Horse Insurance Orange County, Florida
Package
Horse Owners are faced with unique liability exposures that may not be adequately covered under normal personal liability policies such as a homeowner policy. Our companies have specifically designed an insurance policy to cover the horse owner’s legal liability for both bodily injury and property damage to others resulting from horse ownership. Individual owners of personal or show horses who do not derive income nor are involved commercially are eligible.
Liability coverage, including defense costs, is available with limits up to $1,000,000. Prices are very competitive, beginning at only $40 per horse, subject to minimum premiums.
-
-
Care, Custody & Control – Horse Insurance Orange County, Florida
Package
Equine Care, Custody or Control insurance is an essential coverage for all horse operations which involve non-owned horses, including boarding, breeding and training. Standard General Liability Insurance excludes coverage for personal property (horses are an example) in your Care, Custody or Control Care. This coverage fills this void by promising to pay all sums you are legally obligated to pay for damage to non-owned horses in your Care, Custody or Control. This coverage does not apply to horses that you own or lease. Mortality Insurance is designed for these needs.
Your policy will cover up to the chosen policy limits for the injury, theft or death of the horses in your Care, Custody or Control. Policy limits are available up to $2,500,000 per horse and $5,000,000 maximum loss per policy year.
Defense costs for lawsuits are also included in this coverage including the cost of bail bonds, interest on judgments against you and expenses you incur at our request to assist in the defense, including loss of earnings, up to $100 per day.
-
-
Riding Clubs Liability – Horse Insurance Orange County, Florida
Package
Riding clubs and their varied functions pose unique liability exposures, which need specially designed coverage tailored to these needs. Our Riding Club Liability programs have the flexibility to be custom tailored to cover such exposures as premises liability for meetings and fund-raisers, trail rides, boarding, clinics and public events (i.e. shows and parades). The policy can be written on a short-term basis for one-time events or annually.
Coverage is designed to insure the club and its members for sums legally obligated to pay for bodily injury and property damage resulting from club activities. Liability limits are available up to $1 million.
-
-
Race Horse Owners Liability – Horse Insurance Orange County, Florida
Package
Many people own race horses as an investment or simply as an enjoyable hobby. The forms of ownership are many — including but not limited to individuals, partnerships, corporations, etc. These owners face unique liability exposures for injury or damage resulting from the ownership of these horses. As a business exposure, this liability is normally excluded under any personal homeowner insurance the owner may have.
Our insurance companies that deal with race horses have recognized this need and in response to that need our insurance companies provide a Race Horse Owners Insurance Policy (RHO) for racing stock owners that are not directly involved in breeding, training or racing, but contract with independent contractors. Certificates of Insurance should always be obtained from these independent contractors.
Should a person be injured or property damaged as a result of your horse racing activities, our insurance companies will, subject to policy exclusions, defend you in court and pay claims for which you are legally liable. Policy limits are available up to $1,000,000.
- Alafaya, FL
- Aloma, FL
- Apopka, FL
- Audubon Village Mobile Home Park, FL
- Azalea Park, FL
- Bali Hai Mobile Village, FL
- Balmers Mobile Home Park, FL
- Barton Lake Mobile Home Park, FL
- Bay Hill, FL
- Bay Lake, FL
- Bay Ridge, FL
- Belle Isle, FL
- Belle Isle Oaks Mobile Home Park, FL
- Belvins Trailer Park, FL
- Beulah, FL
- Big Econ Mobile Home Park, FL
- Big Oaks Mobile Home Park, FL
- Big T Mobile Home Park, FL
- Bithlo, FL
- Brightwood Manor Trailer Park, FL
- Buena Vista, FL
- Camino Park Mobile Home Park, FL
- Canal Addition Historical, FL
- Carpenter Road Mobile Home Park, FL
- Carriage Court Central Mobile Home Park, FL
- Carriage Court East Mobile Home Park, FL
- Cedarhurst Mobile Home Park, FL
- Chalet North Mobile Home Park, FL
- Charlin Heights Mobile Home Park, FL
- Christmas, FL
- City of Lake Buena Vista Trailer Park, FL
- Clarcona, FL
- College Mobile Park, FL
- Colonial Village Mobile Home Park, FL
- Conestoga Mobile Home Park, FL
- Conway, FL
- Conway Circle Mobile Home Park, FL
- Cozy Cove Mobile Home Park, FL
- Crown Point, FL
- Cypress Shores Mobile Home Park, FL
- Deerwood Mobile Home Park, FL
- Deharts Trailer Park, FL
- Doctor Phillips, FL
- Eatonville, FL
- Edgewood, FL
- El Punto Lake Mobile Home Park, FL
- Fairview Mobile Court, FL
- Fairview Shores, FL
- Fairvilla, FL
- Fairvilla Court Mobile Home Park, FL
- Fairways Country Club Mobile Home Park, FL
- Fisherman s Paradise Mobile Home Park, FL
- Flamingo, FL
- Fullers, FL
- Golden Acres Trailer Park, FL
- Gotha, FL
- Grand Avenue Trailer Park, FL
- Groves Mobile Home Community, FL
- Harlem Heights, FL
- Harrell Road Mobile Home Park, FL
- Harrison Trailer Park, FL
- Hickory Heights Trailer Park, FL
- Hidden Valley Mobile Home Park, FL
- Hillcrest Heights Trailer Park, FL
- Hillcrest Mobile Home Village, FL
- Hilltop Mobile Home Park, FL
- Holden Heights, FL
- Holiday Acres Mobile Home Park, FL
- Hunters Creek, FL
- Hyde Park Mobile Home Park, FL
- J and C Mobile Home Park, FL
- Killarney, FL
- Killarney Mobile Home Park, FL
- Lake Apopka, FL
- Lake Buena Vista, FL
- Lake Butler, FL
- Lake Cain Hills, FL
- Lake Conway Park Historical, FL
- Lake Downey Mobile Home Park, FL
- Lake Drive Mobile Home Park, FL
- Lake Hart, FL
- Lake Pickett, FL
- Lake Shore Village Mobile Home Park, FL
- Lakeshore Landings Mobile Home Park, FL
- Lockhart, FL
- Lockhart Mobile Home Park, FL
- Lockwood, FL
- Magnolia Mobile Home Park, FL
- Mai Tai Village Mobile Home Park, FL
- Maitland, FL
- Majors Trailer Court, FL
- Marsh s Trailer Park, FL
- McDonald, FL
- McLatchey Mobile Home Court, FL
- Meadow Woods, FL
- Medallion Mobile Park, FL
- Merrimac, FL
- Minorville Historical, FL
- Morningside Park, FL
- Mount Plymouth Lakes, FL
- Nela Isle Annex Historical, FL
- Oak Crest Mobile Park, FL
- Oak Ridge, FL
- Oak Ridge Village Mobile Home Park, FL
- Oak Tree Park, FL
- Oakland, FL
- Ocoee, FL
- Orange Tree Mobile Home Park, FL
- Orlando, FL
- Orlando East Mobile Home Park, FL
- Orlovista, FL
- Palamar Trailer Park, FL
- Palm Isles Mobile Home Village, FL
- Palmer Trailer Park, FL
- Palms Trailer Park, FL
- Paradise Heights, FL
- Piedmont, FL
- Pine Castle, FL
- Pine Hills, FL
- Pine Isle Mobile Villa, FL
- Pinewood Mobile Home Park, FL
- Plymouth, FL
- Riverside Acres, FL
- Rock Garden Mobile Home Park, FL
- Rock Springs Mobile Home Park, FL
- Rosemont, FL
- Sabal Palm Mobile Home Park, FL
- Sandy Shores Mobile Home Park, FL
- Shadow Hills Mobile Home Park, FL
- Shady Oaks Mobile Home Park, FL
- Silver Star Village Mobile Home Park, FL
- Sky Lake, FL
- South Apopka, FL
- South Lake Conway Villa, FL
- South Orange Mobile Home Park, FL
- South Shore Mobile Home Park, FL
- Southchase, FL
- Starlight Ranch Mobile Home Estates, FL
- Summerport Beach, FL
- Sunny Pines Mobile Home Park, FL
- Sunset Park Mobile Home Park, FL
- Taft, FL
- Tala Apopka Historical, FL
- Tall Pines Trailer Park, FL
- Tamarack East Mobile Home Park, FL
- Tangelo Park, FL
- Tangerine, FL
- The Groves Mobile Home Park, FL
- The Hills Mobile Home Park, FL
- Tildenville, FL
- Town and Country Mobile Home Park, FL
- Trailer City Mobile Home Park, FL
- Tropicana Mobile Home Park, FL
- University Park, FL
- University Village Mobile Home Park, FL
- Valencia Estates Mobile Home Park, FL
- Valley Mobile Home Park, FL
- Victoria Gardens Mobile Home Park, FL
- Vineland, FL
- Vista del Lago Mobile Home Park, FL
- Wedgefield, FL
- West Trailer Park Mobile Home Park, FL
- Westwood Village Mobile Home Park, FL
- Wheel Estates Mobile Manor, FL
- Whippoorwill Mobile Home Park, FL
- Whispering Palms Mobile Home Park, FL
- Williamsburg, FL
- Wilsons Trailer Park, FL
- Windermere, FL
- Winter Garden, FL
- Winter Park, FL
- Yalaka Historical, FL
- Zellwood, FL
- Zellwood Station Mobile Home Park, FL