Horse Insurance | Equine Insurance Center
Providing Clients throughout Sussex County, Delaware, Horse Insurance; Equine Mortality, General Liability for Farm & Ranch, Individual Horse Owners, Riding Clubs, Race Horse Owners Liability and Catastrophic Umbrella Coverage.
Over 35 years experience insuring horses and horse-related businesses, we understand the risks and liabilities you’re exposed to. We believe in offering insurance choices and are committed to providing superior customer service. Our goal is to provide you with insurance to protect all of your equestrian investments… your horse, equestrian business, or horse farm. We work with many of the top horse insurance companies across Sussex County, Delaware, all “A” rated or higher, which allows us to find comprehensive and affordable solutions for your equine insurance needs.
We welcome any and all questions related to insuring your horse or your farm/ranch property in Sussex County, Delaware! Please explore the website, and if you need any further information please feel to call us: (888) 335-3338. We’re Horse People, Too!
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Mortality Policies: Full Equine Mortality Insurance is available with optional coverages, such as medical & surgical, loss of use or air transport/overseas territory extension.
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Private Horse Owner Liability: Insurance for you as a private horse owner, should your horse injure someone or damage property, both on and off your premises.
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Commercial Equine Operations: Insurance protection designed for almost any type of horse-related business, both on your own premises or rental/leased property.
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Riding Instructor and Horse Trainer: Insurance protection for an individual or businesses providing horse training, riding lessons, and more.
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General Liability – Horse Insurance Sussex County, Delaware
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These equine coverages from our carriers is very important to you if you perform any commercial equestrian activities such as boarding, instruction, training, breeding, etc. Coverage may be provided if you are sued by a third party who is injured or whose property is damaged. The equine insurance policy issued by our companies can cover defense costs and pays claims for which you are legally liable up to the policy limits.
Equine Personal Liability
In the event your horse injures a third party or damages their property, this Policy can provide coverage for defense fees as well as pays claims for which you are legally liable during the policy period.
Equine Professional Liability Coverage
Our companies can provide Equine insurance coverage for claims and defense fees resulting from negligent acts, errors or omissions by the Insured’s professional equestrian activities.
You must complete a general liability application in order to obtain a quote, this coverage cannot be quoted over the phone.
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Individual Horse Owners – Horse Insurance Sussex County, Delaware
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Horse Owners are faced with unique liability exposures that may not be adequately covered under normal personal liability policies such as a homeowner policy. Our companies have specifically designed an insurance policy to cover the horse owner’s legal liability for both bodily injury and property damage to others resulting from horse ownership. Individual owners of personal or show horses who do not derive income nor are involved commercially are eligible.
Liability coverage, including defense costs, is available with limits up to $1,000,000. Prices are very competitive, beginning at only $40 per horse, subject to minimum premiums.
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Care, Custody & Control – Horse Insurance Sussex County, Delaware
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Equine Care, Custody or Control insurance is an essential coverage for all horse operations which involve non-owned horses, including boarding, breeding and training. Standard General Liability Insurance excludes coverage for personal property (horses are an example) in your Care, Custody or Control Care. This coverage fills this void by promising to pay all sums you are legally obligated to pay for damage to non-owned horses in your Care, Custody or Control. This coverage does not apply to horses that you own or lease. Mortality Insurance is designed for these needs.
Your policy will cover up to the chosen policy limits for the injury, theft or death of the horses in your Care, Custody or Control. Policy limits are available up to $2,500,000 per horse and $5,000,000 maximum loss per policy year.
Defense costs for lawsuits are also included in this coverage including the cost of bail bonds, interest on judgments against you and expenses you incur at our request to assist in the defense, including loss of earnings, up to $100 per day.
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Riding Clubs Liability – Horse Insurance Sussex County, Delaware
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Riding clubs and their varied functions pose unique liability exposures, which need specially designed coverage tailored to these needs. Our Riding Club Liability programs have the flexibility to be custom tailored to cover such exposures as premises liability for meetings and fund-raisers, trail rides, boarding, clinics and public events (i.e. shows and parades). The policy can be written on a short-term basis for one-time events or annually.
Coverage is designed to insure the club and its members for sums legally obligated to pay for bodily injury and property damage resulting from club activities. Liability limits are available up to $1 million.
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Race Horse Owners Liability – Horse Insurance Sussex County, Delaware
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Many people own race horses as an investment or simply as an enjoyable hobby. The forms of ownership are many — including but not limited to individuals, partnerships, corporations, etc. These owners face unique liability exposures for injury or damage resulting from the ownership of these horses. As a business exposure, this liability is normally excluded under any personal homeowner insurance the owner may have.
Our insurance companies that deal with race horses have recognized this need and in response to that need our insurance companies provide a Race Horse Owners Insurance Policy (RHO) for racing stock owners that are not directly involved in breeding, training or racing, but contract with independent contractors. Certificates of Insurance should always be obtained from these independent contractors.
Should a person be injured or property damaged as a result of your horse racing activities, our insurance companies will, subject to policy exclusions, defend you in court and pay claims for which you are legally liable. Policy limits are available up to $1,000,000.
- Abbotts Mill, DE
- Adams Crossroads, DE
- Anderson Crossroads, DE
- Andersons Corner, DE
- Angola Acres II Mobile Home Park, DE
- Angola Beach Mobile Home Park, DE
- Angola by the Bay, DE
- Angola Crest II Mobile Home Park, DE
- Angola Crest Mobile Home Park, DE
- Angola Landing, DE
- Angola Neck Park Mobile Home Park, DE
- Anne Acres, DE
- Arabian Acres, DE
- Arbre Park Mobile Home Park, DE
- Argo Corners, DE
- Aspen Meadows, DE
- Atlanta, DE
- Atlanta Estates, DE
- Avalon Park Mobile Home Park, DE
- Bacons, DE
- Baileys Landing, DE
- Bald Eagle Village, DE
- Bank Harbor Retreat, DE
- Banks Acres, DE
- Banks Development, DE
- Banks Harbor Estates, DE
- Banksville Park, DE
- Bay City Mobile Home Park, DE
- Bay Colony, DE
- Bay Harbor, DE
- Bay Shore Hills, DE
- Bay Shore Mobile Home Park, DE
- Bay View Estates, DE
- Bay View Park, DE
- Bay Vista, DE
- Bayard, DE
- Bayberry Dunes, DE
- Bayside Hamlet, DE
- Bayville, DE
- Beachfield, DE
- Beachwood, DE
- Beaver Dam Acres, DE
- Beaver Dam Heights, DE
- Belltown, DE
- Ben Robins Landing, DE
- Bennum, DE
- Bethany Beach, DE
- Bethany Dunes, DE
- Bethany Village, DE
- Bethel, DE
- Black Hog Landing, DE
- Blackwater, DE
- Blackwater Beach, DE
- Blackwater Cove, DE
- Blackwater Village, DE
- Blades, DE
- Blanchard, DE
- Bookhammer Landing, DE
- Bossard Property, DE
- Bottom Hills, DE
- Bowdens Garage Historical, DE
- Bowen Landing, DE
- Boyers Village, DE
- Branchview, DE
- Breezewood, DE
- Briar Hook, DE
- Briarwood Manor, DE
- Bridgeville, DE
- Bridgeville Manor, DE
- Bridgeville North, DE
- Broad Acres, DE
- Broad Creek, DE
- Broad Creek Estates, DE
- Broadkill Beach, DE
- Brown Street, DE
- Bryan Park, DE
- Bryans Store, DE
- Buck Hill Landing, DE
- Bullseye, DE
- Bunting, DE
- Burton Acres, DE
- Byewood Manor, DE
- Calhoun Landing, DE
- Camelot Mobile Home Park, DE
- Cannon, DE
- Cantebury Apartments, DE
- Cape Windsor Mobile Home Park, DE
- Capes Cove Mobile Home Park, DE
- Captains Grant Mobile Home Park, DE
- Careys Estate Mobile Home Park, DE
- Carpenters Corner, DE
- Carsylian Acres, DE
- Cave Colony, DE
- Cedar Shores, DE
- Cedarville Mobile Home Park, DE
- Cherrytree Landing, DE
- Chestnut Knoll, DE
- Clarksons Crossroads, DE
- Clarksville, DE
- Club House Landing, DE
- Cocked Hat, DE
- Collins and Russell Development, DE
- Collins Creek Estates, DE
- Collins Mill Park, DE
- Collins Park Mobile Home Park, DE
- Collins Pond Acres, DE
- Colonial Acres, DE
- Colonial East Mobile Home Park, DE
- Columbia, DE
- Concord, DE
- Concord Heights, DE
- Conley Chapel Village Mobile Home Park, DE
- Cool Spring, DE
- Cool Spring Farms, DE
- Cool Spring Farms Mobile Home Park, DE
- Cool Spring Manor, DE
- Country Club Estates, DE
- Country Estates, DE
- Country Living Mobile Home Park, DE
- Country Village, DE
- County Seat Gardens Mobile Home Park, DE
- Coverdale Crossroads, DE
- Covey Creek, DE
- Cozy Cove Mobile Home Park, DE
- Craigs Mill, DE
- Cripple Creek, DE
- Cross Keys, DE
- Cuelen Acres, DE
- Dagsboro, DE
- Danfield Acres, DE
- Deer Creek, DE
- Deerwood, DE
- Delmar, DE
- Denton Manor, DE
- Denton Mills, DE
- Denton Woods Mobile Home Park, DE
- Devonshire Woods, DE
- Dewey Beach, DE
- Dodds Addition, DE
- Dogwood Acres, DE
- Dogwood Acres Mobile Home Park, DE
- Dogwood Park Mobile Home Park, DE
- Donovan Development, DE
- Douglas Forge, DE
- Drawbridge, DE
- Driftwood Village Mobile Home Park, DE
- Dublin Hill, DE
- Dunbarton Oaks Apartments, DE
- Dutch Acres, DE
- East Mill Run, DE
- East Side Village, DE
- Eastman Heights, DE
- Edgewater, DE
- Edgewood Manor, DE
- Edward Cordrey Subdivision, DE
- Ellendale, DE
- Enchanted Acres Mobile Home Park, DE
- Evans Park Mobile Home Park, DE
- Evergreen Acres, DE
- Fairmount, DE
- Fairway Villas, DE
- Farm View Park, DE
- Federalsburg, DE
- Fenwick Estates, DE
- Fenwick Island, DE
- Fenwick Landing, DE
- Fenwick West, DE
- Fernwood, DE
- Ferry Landing, DE
- Fieldwood Addition, DE
- Fish Hook Mobile Home Court, DE
- Fisher Landing, DE
- Fisher Mill Park, DE
- Fishermans Park Mobile Home Park, DE
- Five Points, DE
- Flea Hill, DE
- Foord Landing, DE
- Forest Park Mobile Home Park, DE
- Fox Hollow, DE
- Fox Run Mobile Home Park, DE
- Foxfire Meadow, DE
- Frankford, DE
- Frederick Acres, DE
- Freeman Corner, DE
- Friedel Property, DE
- Georgetown, DE
- Goslee Mill, DE
- Gran ville, DE
- Gravel Hill, DE
- Green Briar Court, DE
- Green Hill, DE
- Greenlea Acres, DE
- Greens Landing, DE
- Greentop, DE
- Greenwood, DE
- Greenwood Gardens, DE
- Gull Point, DE
- Gulls Nest, DE
- Gum Crossroads, DE
- Gumboro, DE
- Harbeson, DE
- Hardscrabble, DE
- Harlemtown, DE
- Harmon, DE
- Hasting Estates Mobile Home Park, DE
- Hastings Park Mobile Home Park, DE
- Hazzard Landing, DE
- Hearns Crossroads, DE
- Hearns Mill, DE
- Helms Landing, DE
- Henlopen Acres, DE
- Henlopen Keys, DE
- Heritage Village, DE
- Heronwood, DE
- Herring Creek Estates, DE
- Herring Landing, DE
- Hickman Village Estates Mobile Home Park, DE
- Hickory Hill, DE
- Hickory Ridge, DE
- Hidden Acres, DE
- Highland Acres, DE
- Highland Terrace, DE
- Hill N Dale, DE
- Hillcrest Acres Mobile Home Park, DE
- Hilltop Acres, DE
- Hitchens Crossroads, DE
- Hoagland Subdivision, DE
- Holiday Acres, DE
- Holiday Estates, DE
- Holiday Pines, DE
- Holiday Pines Mobile Home Park, DE
- Holly Forest, DE
- Holly Hill, DE
- Holly Lake Mobile Home Park, DE
- Holly Leaf Estates Mobile Home Park, DE
- Holly Oak Mobile Home Park, DE
- Holly Pines Mobile Home Park, DE
- Holly Ridge, DE
- Hollybrook Apartments, DE
- Hollymount, DE
- Hollyville, DE
- Hollyville Acres, DE
- Hollywoods Park, DE
- Homestead Mobile Home Park, DE
- Horns Mobile Village Mobile Home Park, DE
- Houston, DE
- Howard Manor, DE
- Hudson Crossroads, DE
- Hudson Pond Acres, DE
- Hurley Heights, DE
- Indian Beach, DE
- Indian Cove, DE
- Indian Harbor Villa, DE
- Indian Landing Mobile Home Park, DE
- Indian Landing North Mobile Home Park, DE
- Indian Mission, DE
- Indian River Acres, DE
- Indiantown Farms, DE
- Irons Lane Landing, DE
- Israel Haul, DE
- Jacobs Crossroads, DE
- Jefferson Crossroads, DE
- Jimtown, DE
- John Marsh Landing, DE
- Johnson, DE
- Johnson Development, DE
- Jones Crossroads, DE
- Kawan Acres, DE
- Keen Wik, DE
- Keenwik Sound, DE
- Keenwik West, DE
- Kenmore Park, DE
- Kerseys Evergreen Acres, DE
- Killens Addition, DE
- Kings Crossroads, DE
- Kings Grant, DE
- Kings Second Addition, DE
- Knowles Crossroads, DE
- Lake Pines, DE
- Lake Shores, DE
- Lakeside Estates Mobile Home Park, DE
- Lakeside Manor, DE
- Lakeview Estates, DE
- Lakewood, DE
- Lakewood Development, DE
- Land of Pleasant Living, DE
- Lantern Lane Mobile Villa, DE
- Larence Cordrey Subdivision, DE
- Laurel, DE
- Laurel Creek, DE
- Laurel Mobile Home Park, DE
- Lazy Lagoon Mobile Home Park, DE
- Lazy Lake, DE
- Leisure Point Mobile Home Park, DE
- Lewes, DE
- Lewes Beach, DE
- Lightfoots Furnace, DE
- Lincoln, DE
- Lincoln Village, DE
- Lingo Estate Mobile Home Park, DE
- Lingo Landing, DE
- Little Acres, DE
- Lochwood, DE
- Log Cabin Mobile Home Park, DE
- Long Acres, DE
- Long Neck, DE
- Long Neck Village Mobile Home Park, DE
- Lowe, DE
- Lowes Crossroads, DE
- Lynn Lee Village Mobile Home Park, DE
- Magnolia Shores, DE
- Mallard Point, DE
- Maplewood, DE
- Marshtown, DE
- Massey Landing, DE
- Mastens Heights Mobile Home Park, DE
- McDonalds Crossroads, DE
- McNichol Place, DE
- Meadow Acres, DE
- Meadows, DE
- Messick Development, DE
- Meyle Estates, DE
- Middleford, DE
- Middleford Acres, DE
- Middlesex Beach, DE
- Midnight Thicket, DE
- Midway, DE
- Midway Estates, DE
- Midway Park, DE
- Midway Park Subdivision, DE
- Milford, DE
- Mill Creek Manor, DE
- Mill Pond Acres, DE
- Mill Run Acres, DE
- Miller Creek Park Mobile Home Park, DE
- Millpond Acres, DE
- Millsboro, DE
- Millville, DE
- Milton, DE
- Mispillion Light, DE
- Mission, DE
- Mobile Gardens Mobile Home Park, DE
- Morris Mill, DE
- Mount Joy, DE
- Mulberry Landing, DE
- Murray Estates, DE
- Murrays Corner, DE
- Murrays Development, DE
- Murrays Haven, DE
- Murry Landing, DE
- Nanticoke Acres, DE
- Nanticoke Estates, DE
- Nanticoke Shores Mobile Home Park, DE
- Nassau, DE
- Nassau Park Mobile Home Park, DE
- Nentego Manor, DE
- New Market, DE
- New Market Village Mobile Home Park, DE
- Newton Woods, DE
- Newtons Acres, DE
- North Seaford Heights, DE
- North Shores, DE
- North Shores Addition, DE
- Oak Acres, DE
- Oak Drive, DE
- Oak Forest Mobile Home Park, DE
- Oak Grove, DE
- Oak Meadows Mobile Home Park, DE
- Oak Orchard, DE
- Oak Orchard West Mobile Home Park, DE
- Oakley, DE
- Ocean View, DE
- Ocean Village, DE
- Ocean Way Estates, DE
- Old Furnace, DE
- Old Landing, DE
- Old Landing Woods, DE
- Old Mill Acres, DE
- Omar, DE
- Orchard Manor, DE
- Overbrook, DE
- Overbrook Shores, DE
- Owens, DE
- Oyster Rocks, DE
- Packing House Corner, DE
- Patterson Place Mobile Home Park, DE
- Patty Cannon Estates, DE
- Pepper, DE
- Pepper Ridge Mobile Home Park, DE
- Pepperbox, DE
- Peppers Landing, DE
- Phil Mar Estates, DE
- Phillips Hill, DE
- Pilottown, DE
- Pine Grove, DE
- Pine Lake Development, DE
- Pine Lodge Addition, DE
- Pine Manor Estates, DE
- Pine Valley Mobile Home Park, DE
- Pine Water Farm, DE
- Pine Water Landing, DE
- Pinepoint Mobile Home Park, DE
- Pinetown, DE
- Piney Glade, DE
- Piney Grove, DE
- Piney Grove Manor, DE
- Piney Point, DE
- Plantation Park II Mobile Home Park, DE
- Pond Acres, DE
- Pondside Acres, DE
- Portsville, DE
- Pot Nets West, DE
- Pots Nets North Mobile Home Park, DE
- Primehook Beach, DE
- Prince George Acres, DE
- Pusey Crossroads, DE
- Pusey Development, DE
- Quakers Heights, DE
- Quakertown, DE
- Queens Quest, DE
- Quillens Point, DE
- Ralphs, DE
- Records Estates, DE
- Red Hill Manor, DE
- Red Mill Farms, DE
- Redden, DE
- Redden Crossroads, DE
- Rehoboth Beach, DE
- Rehoboth Manor, DE
- Rehoboth Shores Mobile Home Park, DE
- Reynolds Mill, DE
- Richard Heights, DE
- Ricland Heights, DE
- River Breeze, DE
- River view Acres, DE
- River Village II Mobile Home Park, DE
- River Village Mobile Home Park, DE
- Riverdale, DE
- Riverview, DE
- Robbins, DE
- Robertson Landing, DE
- Robinson Landing, DE
- Robinsonville, DE
- Rogers Development, DE
- Rogers Haven, DE
- Ross, DE
- Roxana, DE
- Roxford, DE
- Ruth Harbor, DE
- Saint George, DE
- Saint Johnstown, DE
- Sand Dunes Village, DE
- Sand Hill, DE
- Sandy Beach, DE
- Sandy Brae, DE
- Sandy Fork, DE
- Sandy Landing, DE
- Sassafras Landing, DE
- Saulsbury Switch, DE
- Savannah Place, DE
- Scotts Corner, DE
- Scottsdale Park Mobile Home Park, DE
- Sea Air Mobile Home Park, DE
- Sea Colony, DE
- Sea Colony East, DE
- Sea Del Estates, DE
- Sea Dunes, DE
- Sea Farers Village, DE
- Sea Spray Village, DE
- Seabreak, DE
- Seabreeze, DE
- Seaford, DE
- Seaford Heights, DE
- Seaside Villas, DE
- Seatowne, DE
- Selbyville, DE
- Shady Acres Mobile Home Park, DE
- Shady Dell Mobile Home Park, DE
- Shady Grove, DE
- Shady Park Mobile Home Park, DE
- Shady Rest Park, DE
- Shady Ridge, DE
- Shady Side, DE
- Shaffer Property, DE
- Shaft Ox Corner, DE
- Shawnee, DE
- Shawnee Acres, DE
- Shawns Hideaway Mobile Home Park, DE
- Sheep Pen Landing, DE
- Shell Landing, DE
- Sherwood Acres, DE
- Sherwood Forest Mobile Home Park, DE
- Shockley Heights, DE
- Shockley Manor, DE
- Shortly, DE
- Shuffelt Acres, DE
- Silver Lake Manor, DE
- Silver Lake Shores, DE
- Silver View Farm, DE
- Slaughter Beach, DE
- Sloan Landing, DE
- Smith Hill, DE
- Smith Landing, DE
- Smithfield Acres, DE
- Snug Harbor, DE
- South Bethany, DE
- South Milford Historical, DE
- Spring Brook Forest, DE
- Spring Lake, DE
- Springfield Crossroads, DE
- Springfield Farms Addition, DE
- Stage Mobile Home Village, DE
- Stanley Manor, DE
- Star Landing, DE
- Staytonville, DE
- Steamboat Landing, DE
- Steele Acres, DE
- Stockley, DE
- Strawberry Landing, DE
- Susan Beach Corner, DE
- Sussex Estates, DE
- Sussex Shores, DE
- Sussex Woods, DE
- Swain Acres, DE
- Swanendael, DE
- Swann Keys, DE
- Sweet Briar Mobile Home Park, DE
- Sycamore, DE
- Teaberry Woods, DE
- Tessie Maringola Estates, DE
- Thatchers Landing, DE
- The Glade, DE
- The Heath, DE
- The Island, DE
- The Landing, DE
- The Narrows, DE
- The Oaks, DE
- The Plantations, DE
- The Reservation, DE
- The Shoals, DE
- The Willows, DE
- The Woods on Herring Creek, DE
- Three Seasons Mobile Home Park, DE
- Tower Shores, DE
- Tri State Mobile Home Park, DE
- Trinity, DE
- Tru Vale Acres, DE
- Truitts Midway Development, DE
- Truitts Park, DE
- Tuckahoe Acres, DE
- Tussock Pond, DE
- Upcounty Mobile Home Park, DE
- Vaughn Landing, DE
- Victor E Hurley Estates, DE
- Walkers Acres, DE
- Waples, DE
- Waples Pond Acres, DE
- Ward, DE
- Warwick, DE
- Warwick Park, DE
- Washington Heights, DE
- Waterview Acres, DE
- Webb Landing, DE
- Webb Manor, DE
- Wescoats Corner, DE
- West Bay Park Mobile Home Park, DE
- West Beach, DE
- West Rehoboth, DE
- Westerlee, DE
- Westwoods, DE
- Whaleys Corners, DE
- Whaleys Crossroads, DE
- White Creek Manor, DE
- White Horse Farm, DE
- White House Beach Mobile Home Park, DE
- White Oak Mobile Home Park, DE
- White River Estates, DE
- Whitesville, DE
- Wilgus Subdivision, DE
- William Ritter Manor, DE
- Williamsville, DE
- Wiltbank Landing, DE
- Winding Creek Village, DE
- Wisseman Acres, DE
- Wood Branch, DE
- Woodcrest Estates, DE
- Wooded Acres, DE
- Woodenhawk, DE
- Woodland, DE
- Woodland Heights, DE
- Woodland Station, DE
- Woods Edge, DE
- York Beach, DE
- Zoar, DE