Horse Insurance | Equine Insurance Center
Providing Clients throughout Kent County, Delaware, Horse Insurance; Equine Mortality, General Liability for Farm & Ranch, Individual Horse Owners, Riding Clubs, Race Horse Owners Liability and Catastrophic Umbrella Coverage.
Over 35 years experience insuring horses and horse-related businesses, we understand the risks and liabilities you’re exposed to. We believe in offering insurance choices and are committed to providing superior customer service. Our goal is to provide you with insurance to protect all of your equestrian investments… your horse, equestrian business, or horse farm. We work with many of the top horse insurance companies across Kent County, Delaware, all “A” rated or higher, which allows us to find comprehensive and affordable solutions for your equine insurance needs.
We welcome any and all questions related to insuring your horse or your farm/ranch property in Kent County, Delaware! Please explore the website, and if you need any further information please feel to call us: (888) 335-3338. We’re Horse People, Too!
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Mortality Policies: Full Equine Mortality Insurance is available with optional coverages, such as medical & surgical, loss of use or air transport/overseas territory extension.
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Private Horse Owner Liability: Insurance for you as a private horse owner, should your horse injure someone or damage property, both on and off your premises.
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Commercial Equine Operations: Insurance protection designed for almost any type of horse-related business, both on your own premises or rental/leased property.
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Riding Instructor and Horse Trainer: Insurance protection for an individual or businesses providing horse training, riding lessons, and more.
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General Liability – Horse Insurance Kent County, Delaware
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These equine coverages from our carriers is very important to you if you perform any commercial equestrian activities such as boarding, instruction, training, breeding, etc. Coverage may be provided if you are sued by a third party who is injured or whose property is damaged. The equine insurance policy issued by our companies can cover defense costs and pays claims for which you are legally liable up to the policy limits.
Equine Personal Liability
In the event your horse injures a third party or damages their property, this Policy can provide coverage for defense fees as well as pays claims for which you are legally liable during the policy period.
Equine Professional Liability Coverage
Our companies can provide Equine insurance coverage for claims and defense fees resulting from negligent acts, errors or omissions by the Insured’s professional equestrian activities.
You must complete a general liability application in order to obtain a quote, this coverage cannot be quoted over the phone.
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Individual Horse Owners – Horse Insurance Kent County, Delaware
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Horse Owners are faced with unique liability exposures that may not be adequately covered under normal personal liability policies such as a homeowner policy. Our companies have specifically designed an insurance policy to cover the horse owner’s legal liability for both bodily injury and property damage to others resulting from horse ownership. Individual owners of personal or show horses who do not derive income nor are involved commercially are eligible.
Liability coverage, including defense costs, is available with limits up to $1,000,000. Prices are very competitive, beginning at only $40 per horse, subject to minimum premiums.
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Care, Custody & Control – Horse Insurance Kent County, Delaware
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Equine Care, Custody or Control insurance is an essential coverage for all horse operations which involve non-owned horses, including boarding, breeding and training. Standard General Liability Insurance excludes coverage for personal property (horses are an example) in your Care, Custody or Control Care. This coverage fills this void by promising to pay all sums you are legally obligated to pay for damage to non-owned horses in your Care, Custody or Control. This coverage does not apply to horses that you own or lease. Mortality Insurance is designed for these needs.
Your policy will cover up to the chosen policy limits for the injury, theft or death of the horses in your Care, Custody or Control. Policy limits are available up to $2,500,000 per horse and $5,000,000 maximum loss per policy year.
Defense costs for lawsuits are also included in this coverage including the cost of bail bonds, interest on judgments against you and expenses you incur at our request to assist in the defense, including loss of earnings, up to $100 per day.
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Riding Clubs Liability – Horse Insurance Kent County, Delaware
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Riding clubs and their varied functions pose unique liability exposures, which need specially designed coverage tailored to these needs. Our Riding Club Liability programs have the flexibility to be custom tailored to cover such exposures as premises liability for meetings and fund-raisers, trail rides, boarding, clinics and public events (i.e. shows and parades). The policy can be written on a short-term basis for one-time events or annually.
Coverage is designed to insure the club and its members for sums legally obligated to pay for bodily injury and property damage resulting from club activities. Liability limits are available up to $1 million.
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Race Horse Owners Liability – Horse Insurance Kent County, Delaware
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Many people own race horses as an investment or simply as an enjoyable hobby. The forms of ownership are many — including but not limited to individuals, partnerships, corporations, etc. These owners face unique liability exposures for injury or damage resulting from the ownership of these horses. As a business exposure, this liability is normally excluded under any personal homeowner insurance the owner may have.
Our insurance companies that deal with race horses have recognized this need and in response to that need our insurance companies provide a Race Horse Owners Insurance Policy (RHO) for racing stock owners that are not directly involved in breeding, training or racing, but contract with independent contractors. Certificates of Insurance should always be obtained from these independent contractors.
Should a person be injured or property damaged as a result of your horse racing activities, our insurance companies will, subject to policy exclusions, defend you in court and pay claims for which you are legally liable. Policy limits are available up to $1,000,000.
- Adamsville, DE
- Alexanders Village, DE
- Allee, DE
- Andrews Lake Estates, DE
- Andrewsville, DE
- Anneville, DE
- Argos Choice, DE
- Barclay Farms, DE
- Barkers Landing, DE
- Barkers Landing Estates, DE
- Bay View Heights, DE
- Bayview Heights, DE
- Beades Estate, DE
- Bechers Brook, DE
- Beech Haven, DE
- Berrytown, DE
- Bethel, DE
- Bethesda, DE
- Bicentennial Village, DE
- Big Oak Corners, DE
- Big Pine, DE
- Bishops Corner, DE
- Blackiston, DE
- Bloomfield Acres, DE
- Bombay Woods, DE
- Bork Acres, DE
- Bowers Beach, DE
- Bowers Landing, DE
- Breezewood, DE
- Brenford, DE
- Briar Park, DE
- Brookdale Heights, DE
- Brookfield, DE
- Brookhaven Estates, DE
- Browns Corner, DE
- Brownsville, DE
- Burtonwood Village, DE
- Burwood, DE
- Burwood Farms, DE
- Bush Manor, DE
- Camden, DE
- Camden Wyoming, DE
- Candlewicke, DE
- Canterbury, DE
- Canterbury Trails, DE
- Canterville, DE
- Capitol Green, DE
- Capitol Park, DE
- Cardinal Hills, DE
- Carlisle Village, DE
- Carriage Lane, DE
- Carter Development, DE
- Casson Corner, DE
- Cedar Chase, DE
- Cedarbrook Acres, DE
- Chapeltown, DE
- Chaplecroft, DE
- Chestnut Grove, DE
- Cheswold, DE
- Cheswold Farms, DE
- Chimney Hill, DE
- Choptank Mills, DE
- Church Creek, DE
- Church Hill Village, DE
- Circle Haven Mobile Home Park, DE
- Clayton, DE
- Colmar Manor, DE
- Colony West, DE
- Commerce Square, DE
- Coopers Corner, DE
- Cowgills Corner, DE
- Crossgates, DE
- Cypress Gardens, DE
- D and K Mobile Home Park, DE
- Davis Corner, DE
- Del Haven Estates, DE
- Del Shire, DE
- Delshire, DE
- Derby Shores, DE
- Derbywood, DE
- Dinahs Corner, DE
- Dogwood Meadows, DE
- Donas Landing, DE
- Dover, DE
- Dover AFB, DE
- Dover East Estates Mobile Home Park, DE
- Dover Heights, DE
- Doverbrook Gardens, DE
- Downs Chapel, DE
- Duck Creek Landing, DE
- Dupont, DE
- Dupont Manor, DE
- Dutch Neck Crossroads, DE
- Eagle Heights, DE
- Eagles Nest, DE
- East Lake Gardens, DE
- Eberton, DE
- Eden Roc, DE
- Edge Hill, DE
- Edgehill, DE
- Edgehill Acres, DE
- Edwardsville, DE
- Everetts Corner, DE
- Fairfield Farms, DE
- Fairview, DE
- Farmington, DE
- Felton, DE
- Felton Heights, DE
- Felton Manor, DE
- Felton Station, DE
- Fernwood, DE
- Fleming Corners, DE
- Florence, DE
- Fords Corner, DE
- Forest Gate, DE
- Forest Landing, DE
- Forrest Grove Village Mobile Home Park, DE
- Four Seasons, DE
- Fox Hall, DE
- Foxhall Courtside, DE
- Frederica, DE
- Frenchs Mobile Homes, DE
- Gardenside, DE
- Garrison Lake Green, DE
- Garton Development, DE
- Generals Green, DE
- Generals Greene, DE
- George Meyers Development, DE
- Goldsboro, DE
- Granada Mobile Home Park, DE
- Grandview Meadows, DE
- Green Acres Mobile Home Park, DE
- Green Briar, DE
- Greens Corner, DE
- Greens of Dover, DE
- Greenview, DE
- Greenville, DE
- Hall Estates, DE
- Hammville, DE
- Harrington, DE
- Harrison Knoll, DE
- Hartly, DE
- Haven Lake Estates, DE
- Hay Point Landing, DE
- Hazelwood, DE
- Hazlettville, DE
- Heatherfield, DE
- Hedgerow Hollow Mobile Home Park, DE
- Hickman, DE
- Hickory Dale Acres, DE
- Hickory Ridge, DE
- Hidden Acres, DE
- Hidden Pond, DE
- Hideaway Acres, DE
- High Point Mobile Home Park, DE
- Highland Acres, DE
- Hilldale, DE
- Hillside Acres, DE
- Hoars Addition, DE
- Hollandsville, DE
- Holletts Corners, DE
- Hopkins Corners, DE
- Hourglass, DE
- Houston, DE
- Hudson Trails, DE
- Hughes Crossing, DE
- Hughes Crossroads, DE
- Hummingbird Hills, DE
- Hunters Point, DE
- Hunters Ridge, DE
- Huntley, DE
- Huntley Circle, DE
- I and I Mobile Home Park, DE
- Independence Village, DE
- Jacksons Ridge, DE
- John Char Estates, DE
- Johnson Farm, DE
- Kent Acres, DE
- Kentbourne II, DE
- Kenton, DE
- Kings Cliff Mobile Home Park, DE
- Kitts Hummock, DE
- Knotts Landing, DE
- Laffertys Corner, DE
- Lake Forest Mobile Home Est, DE
- Lakeshore Village, DE
- Lakewind, DE
- Lakewind III, DE
- Laurel Bend, DE
- Lawndale, DE
- Layton Corners, DE
- Lebanon, DE
- Leipsic, DE
- Lexington Mill, DE
- Lincoln Park, DE
- Little Creek, DE
- Little Creek Landing, DE
- Little Heaven, DE
- Locustville, DE
- London Village, DE
- Lone Star Mobile Home Park, DE
- Long Point Landing, DE
- Lords Corner, DE
- Lower Moores Corner, DE
- Lucky Estates, DE
- Lynch Heights, DE
- Magnolia, DE
- Magnolia Mobile Home Park, DE
- Mahan, DE
- Mallard Pond, DE
- Mallards Run, DE
- Manchester Square, DE
- Maplehurst, DE
- Marker Estates, DE
- Markeys Mobile Home Park, DE
- Marvels Crossroads, DE
- Marydel, DE
- Mastens Corner, DE
- Mayfair, DE
- McKnatt Corners, DE
- Meadow Glen, DE
- Meadow Ridge, DE
- Meadowbrook Acres, DE
- Melbourne Manor, DE
- Melvin Crossroads, DE
- Melvins, DE
- Melvins Crossroads, DE
- Mifflin Meadows, DE
- Milford Crossing, DE
- Milford Meadows, DE
- Millcreek, DE
- Minners Corners, DE
- Misty Pines, DE
- Moores Corner, DE
- Moores Lake Development, DE
- Morris Estates, DE
- Nandains Landing, DE
- Newell Creek, DE
- Normansmeade, DE
- North Milford Historical, DE
- North Shores, DE
- Northridge, DE
- Oak Forest Estates, DE
- Oak Grove, DE
- Oak Point Acres, DE
- Oak Shadows, DE
- Oaknoll, DE
- Orchard Acres, DE
- Otters Run, DE
- Oxyoke Mobile Home Park, DE
- Paden Corner, DE
- Padens Corner Mobile Home Park, DE
- Palmer Park, DE
- Paris Villa, DE
- Paris Woods, DE
- Pearson Grove, DE
- Pearsons Corner, DE
- Pennwood, DE
- Persimmon Park Place, DE
- Petersburg, DE
- Pharsalia, DE
- Pheasant Point II, DE
- Pickwick Acres, DE
- Pine Ridge, DE
- Pinewood Acres Mobile Home Park, DE
- Plantation Crossing, DE
- Planters Woods, DE
- Pleasant Hill, DE
- Pleasant Woods, DE
- Pleasanton Acres, DE
- Plymouth, DE
- Port Mahon, DE
- Postles Corner, DE
- Powelton, DE
- Presidential Courts, DE
- Probst Mobile Home Park, DE
- Quails Nest, DE
- Ravenwood, DE
- Reeves Crossing, DE
- Rehak, DE
- Reynard Crossing, DE
- Richardson Estates, DE
- Ridgewood Manor, DE
- Rising Sun, DE
- Rising Sun Mobile Home Park, DE
- Riverdale Estates Mobile Home Park, DE
- Riverview, DE
- Rockland Hills, DE
- Rockland West, DE
- Rodney Village, DE
- Rodric Village, DE
- Roesville, DE
- Rolling Meadows, DE
- Royal Grant, DE
- Ryans Run, DE
- Sabarto East, DE
- Sandtown, DE
- Schoolview, DE
- Schultie Crossroads, DE
- Scrap Tavern Crossroads, DE
- Seeneytown, DE
- Seven Hickories, DE
- Shady Lane, DE
- Shadybrook Farms, DE
- Shaws Corner, DE
- Sheriden, DE
- Sherwood, DE
- Shorts Corner, DE
- Shorts Landing, DE
- Silver Maple Mobile Home Park, DE
- Six Forks, DE
- Slaughter, DE
- Smith Crossroads, DE
- Smyrna, DE
- Smyrna Landing, DE
- South Bowers, DE
- Southwood Acres Mobile Home Park, DE
- Spring Hill, DE
- Spruance City, DE
- Star Hill, DE
- Star Hill Village, DE
- Strimels Mobile Home Park, DE
- Summerfield Village, DE
- Sunnyside Acres, DE
- Sunnyside Village, DE
- Taylor Estates, DE
- Taylors Gut Landing, DE
- The Beeches, DE
- The Blades, DE
- The Flying Dutchman Mobile Home Park, DE
- The Hamlet, DE
- The Orchard, DE
- The Village at Wild Quail, DE
- Thompsonville, DE
- Tidbury Creek Park Mobile Home Park, DE
- Tidbury Manor, DE
- Towne Point, DE
- Townsend Fields, DE
- Turnkey, DE
- Twin Eagle Farms, DE
- Underwood Corner, DE
- Vernon, DE
- Village at Chestnut Ridge, DE
- Village of Garrison Lake, DE
- Village of Westover, DE
- Viola, DE
- Viola Woods, DE
- Voshell Cove, DE
- Voshell Mill, DE
- Warren Landing, DE
- Warrens Mobile Home Park, DE
- Warrington Manor, DE
- Webb Landing, DE
- Wedgewood, DE
- West Dover Mobile Home Park, DE
- West Shore, DE
- Wheatleys Pond, DE
- Whigville, DE
- Whispering Pines Mobile Home Park, DE
- White Hall, DE
- White House Landing, DE
- White Oak Farms, DE
- Whitehall Crossroads, DE
- Whitehall Landing, DE
- Whiteleysburg, DE
- Wickham Woods, DE
- Williamsville, DE
- Willow Grove, DE
- Wind Song Farms, DE
- Windy Way, DE
- Winmill, DE
- Woodbrook, DE
- Woodbury, DE
- Woodcrest, DE
- Wooden Bridge, DE
- Woodfield, DE
- Woodland Beach, DE
- Woodland Court Mobile Home Park, DE
- Woods Haven, DE
- Woods Manor, DE
- Woods Manor East, DE
- Woodside, DE
- Woodstock Court, DE
- Wrights Crossroads, DE
- Wynn Wood, DE
- Wyoming, DE
- Wyoming Mills, DE
- Zurkow Development, DE
